University of Khartoum

Community-Based Health Insurance: A Case Study of Khartoum-State

Community-Based Health Insurance: A Case Study of Khartoum-State

Show full item record

Title: Community-Based Health Insurance: A Case Study of Khartoum-State
Author: Mawada Mohammed Elhassen, Awad Elkariem
Abstract: Community based health insurance (CBHI) is a health care financing, non- profit, voluntary insurance mechanism for urban and rural self employed and informal sector workers. CBHI in Sudan started in Khartoum state by the end of 1997 . the first experiment took place in Umdawan ban locality. The present study illustrates the experiment of Umdawanban and throws light on the coverage and determination of premiums . the study focuses on the causes of failure, it also suggests some remedies. The methodological approach of the present study is descriptive and analytical in nature. The data of the study is extracted from references, papers, reports and interviews. The study conclusively comes to the result that the experiment of umdawanban was not founded on scientific basis in both design and application. And it faces the moral hazard, adverse selection and financial instability problems. The procedures taken to tackle the above mentioned problems were in some cases scientific and contradictive to the ethics and principles of health insurance in others. The researcher recommends that insurers must conduct a prior study of the targeted population to determine their financial risk protection, willingness to pay and average risk suffered to determine suitable premiums and offer an affordable benefit package
Description: 74 Pages
URI: http://khartoumspace.uofk.edu/handle/123456789/11507
Date: 2015-06-03


Files in this item

Files Size Format View

This item appears in the following Collection(s)

Show full item record

Share

Search DSpace


Browse

My Account