University of Khartoum

Sustinable Development Through MicrofinanceCase Study: Women Training And Rehabilitation. Case Study: Alkhair And Albaraka Associations

Sustinable Development Through MicrofinanceCase Study: Women Training And Rehabilitation. Case Study: Alkhair And Albaraka Associations

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Title: Sustinable Development Through MicrofinanceCase Study: Women Training And Rehabilitation. Case Study: Alkhair And Albaraka Associations
Author: SUMAIA AWAD, AHMED
Abstract: The objective of this study is to determine the field of microfinance and its importance for development problems which becomes a crucial issue in the present time. Development means that, present generation should have get a best exploitation of available resources. They should used it wisely, taking in their consideration the preservation of the environment for the coming generation. This study mentioned some more definitions about: development, microfinance, s mall scale industries and the government & non government organization. Two associations have been studied; the first is, Women Training and Promotion Society (W.T.P.S.) – Mayo. The second : Alkhair & Albaraka Association –Toti iland. A structured questionnaire has been designed for collection of information from the staff and the beneficiaries of microfinance operations; to be sure for the success of microfinance process in the Sudan, and to find out the causes of deficiency and try to alleviate it. The hypotheses of the study are: the principal hypothesis that the projects of microfinance are successful in decreasing the severity of poverty. and four other hypotheses testing how this success is achieved; The Payback Conditions are Suitable, Training and Rehabilitation are Essential Components for the Success of the Projects, The supporting programs such as media - marketing- storage ….etc. are principal components for the microfinance projects, andThe Collaterals are Suitable. That is clear in the improvement of family income which is reflected in their socio-economic conditions. Results also indicated that the guarantees required by the financer were crucial to the success of microfinance process. Moreover, scarcity of capital and training are the most important obstacles. Provision of supporting programs such as; training, rehabilitation, follow up, incentives ….etc. lead to continuity and sustainability of the projects, the payback of loans are successful, the effective contribution of the government is needed and it helps these projects to be successful.
URI: http://khartoumspace.uofk.edu/handle/123456789/12074
Date: 2015-06-14


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