University of Khartoum

مساهمة التمويل الأصغر في مكافحة الفقر بواسطة مصرف الادخار والتنمية الاجتماعية بولاية جنوب دارفور- السودان

مساهمة التمويل الأصغر في مكافحة الفقر بواسطة مصرف الادخار والتنمية الاجتماعية بولاية جنوب دارفور- السودان

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Title: مساهمة التمويل الأصغر في مكافحة الفقر بواسطة مصرف الادخار والتنمية الاجتماعية بولاية جنوب دارفور- السودان
Author: احمد المهدي احمد عياد
Abstract: The study addresses the micro-finance contribution in combating poverty in Sudan with concentration on the case study of the saving and social development bank, Nyala branch, its role in delivering financial services for the poor classes during the period 2010-2013 . The importance of the study is represented by the growing role played by the micro-financing in taking the initiative of merging the poor communities in the economic activity , especially that the industry of micro-financing realized a bright results in some of third world countries with noticing the relative distinction enjoyed by Sudanese economy. The study focuses on poverty literature and presenting its concepts with its basic motive for the importance of micro financing, which is the field of our study. The study addresses the history of micro-financing its definition and policies of guarantee .Moreover it is concentrated on international and regional experience because they provide us with different initiative and thin treated the Sudan experience in the field of micro-financing On the other hand the study addresses basic information on the saving and social development bank concerning its establishment and skeleton. The researcher depends on the descriptive an analytical methodology and surveying of random samples in order to know to what extend the targeted samples benefit from the micro financing program and the problems which facing them . The researcher conducted questionnaire for 110 random samples from the customers of micro financing of the saving bank ,Nyala branch .Their data were analyzed through the spss program . The study concluded with following results that micro financing contributes effectively in increasing the customer‘s income and by doing so decreases poverty. The chances of women are weak in micro financing compared with men, and the productive projects and the procedures are complicated to obtain micro financing. The study suggested the following recommendations such as giving women a greater chance in financing, the importance of following up the implemented project in order to achieve the best results and the bank should offer a good loan with financing in kind and raising the maximum point of micro financing.
Description: 90 Pages
URI: http://khartoumspace.uofk.edu/123456789/16846
Date: 2015-11-02


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