University of Khartoum

الربا آثاره وبدائله في النظام الإسلامي

الربا آثاره وبدائله في النظام الإسلامي

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Title: الربا آثاره وبدائله في النظام الإسلامي
Author: إبراهيم, أيمن أحمد بشير
Abstract: This research discusses different issues related to usury in Islam and illustrates its undoubted prohibition. It demonstrates the economic and social damages associated with usury. The research aims at detailing the categories and types of usury, along with their legal verdicts. Furthermore, it looks into the alternatives of usury in the Islamic legislative system, illustrating the effectiveness of the Islamic economic system in providing a model for financial handlings that tackle and overcome usury problems. It also encourages Muslims to rebound to their Islamic teachings, as well as calling non-Muslims to consider an economic system that resolves their recurrent financial crisis. The research applies historical, descriptive and deductive methods, i.e. explaining the verses of the Quran, selecting traditions (the Prophet's –PBUH- Ahaadiith) and texts relevant to the subject in hand. In addition, the research provides historical evidences as well as contemporary models. The research comes to the conclusion that usury is prohibited in all Islamic legislative sources, and there is a consensus on this prohibition among all the Islamic doctrines (Madhaahib). The research shows that the disadvantages of usury affect not only the economic aspect, but also have a destructive influence on societies, resulting in ethical, psychological and health damages. It is agreed upon that Islam prohibits any harm. The research also demonstrates that usury (known also as interest system) was prohibited in Christianity and Judaism, and was repulsive. Many ancient civilizations fought against the concept of usury, as a result of the fact that usury is merely founded on injustice, which is morally repugnant. The scholars agree on the prohibition of the six types of usury that were mentioned in one tradition (Hadiith) by the Prophet (PBUH). They, however, have different opinions on the prohibition of the other types of usury that are not mentioned in the tradition. They agree on the fact that the prohibition does not necessarily include only the six types mentioned, and that is because the prohibition is based on the cause (cillah), not on the types themselves. The basis of legitimate conducts was derived from this, which were systemized by different Islamic financing forms. Based on the above findings, the research makes emphasis to the necessity of the Islamic economic systems. The research strongly recommends teaching these systems in colleges related to economy and trade. The Islamic economic systems should also be widely acknowledged and recognized, and should be applied in reality. These systems should be compatible with international economic systems, without any infraction of the Islamic principles
URI: http://khartoumspace.uofk.edu/handle/123456789/20058
Date: 2016-03-24


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