University of Khartoum

(مصادر تمويل المزارع التقليدي المطري (ولاية جنوب دارفور

(مصادر تمويل المزارع التقليدي المطري (ولاية جنوب دارفور

Show full item record

Title: (مصادر تمويل المزارع التقليدي المطري (ولاية جنوب دارفور
Author: حامد, نوال الحاج موسى
Abstract: This study was conducted to identify sources of finance for the traditional rain-fed farmers in South Darfur State. To achieve the objectives of the study, a descriptive method was used. The primary data was collected through field surveys in the study area during the year 2016 with the aid of a questionnaire, interviews and direct observation. Secondary data was collected from relevant sources. The Statistical Package for Social Sciences (SPSS) was used for analysis. The results were presented in tables of frequency distribution and percentages. The study revealed many results the most important of which included: the farmers in the state were of both sexes. The percentage of males was 55.9 % and the ages of farmers in sample ranged between 23 and 57 years. The percentages of married farmers in the sample was 73.5%, the women- headed households were 12.7%, the families with more than 6 members were 53.9%. Those their education higher than primary (secondary, university) were 44%. The study showed that the annual income from agriculture for the farmers was between 1000 and 50000 SDG. The most important sources and types of finance used by the farmers were banks, micro-finance institutions, self financing and the shail system given as cash in kind , and services. The study also revealed that, the majority (84.3%) of finance was self-financing. The farmers received finance from other sources (1-3%), the other sources included, village trader (shail system), relatives, banks and microfinance institution. The majority of finance from the other sources in kind were improved seeds, fertilizers, equipment and pesticides. The study found that the average size of finance for one fedan of sorghum was 597 SDG for sesame 768 SDG and for groundnuts was 1115 SDG. The study also revealed that the most important problems from perception of the farmers included: high cost of recommended technologies, lack of guarantees to secure loans. Few numbers of centers of finance and their imbalanced distribution, shorted of the grace period for loans, repayments and linking the loans grants to specific types of crops. The problems which faced women farmers included: delivering extension messages to women in classic Arabic and lack of females extensionists. In the light of the results, the study reached several recommendations the most important of which were: The finance institutions should reduce the guarantees and facilitate the procedures of financing. The agricultural extension and funding institutions should educate the farmers on the funding procedures and to grant the loans in time to meet the season and to allow reasonable period for repayment. The agricultural extension services and the finance officers to assist the farmers to obtain the recommended and approved technologies and to train them on the skills of their applications. The concerned authorities should reduce taxes and the ministry of agriculture should strengthen the extension centers and distribute them closer to the farmers to improve their acces to the extension service especially women farmers. .
URI: http://khartoumspace.uofk.edu/123456789/25954


Files in this item

Files Size Format View

This item appears in the following Collection(s)

Show full item record

Share

Search DSpace


Browse

My Account