دور بنك السودان المرآزى وبعض المؤسسات التمويلية المتخصصة فى تخفيف الفقر فى السودان من خلال برنامج التمويل الاصغر- مؤسسة التنمية الاجتماعية الخرطوم ( محليتى الخرطوم والخرطوم بحرى ) انموذجا

Abstract

The present study aims at exploring, via microfinance, the role of the central Bank of Sudan and that of some financial institutions specialized in alleviating poverty in Sudan, with the social Development institutions in Khartoum State being a case study, hence identifying the problems and obstacles to microfinance in Sudan, besides assessing the social Development institutions experience in alleviating poverty via El amal for Microfinance program, which targets those with limited incomes. The study follows the descriptive analytical approach and relies on two types of primary sources through field surveys that targeted a random sample consisting of 103 limited income persons a cross Khartoum and Bahri location and then used a computer – based SPSS program to analyze the primary information. The secondary information Were obtained from references as, research, international and local press, the internet and the working papers. The study assumes that the central Bank of Sudan has supported the micro finance sector through its financial policies in the period 2000- 2008, which were of positive impacts on the poor. The study has drawn a number of findings the most important of which is that the microfinance targeted low – income persons and provided financing services that led to rising the individual’s marginal propensity to consume. In addition to that CBS has supported the micro finance section through a partnership program it has instituted with the microfinance banks and institution via CBS’s microfinance unit. Finally the study recommended the following: ‐ The need to target the poor in the first place and then the low – income persons. ‐ Beneficiaries of in – kind – finance have to be given the freedom to selection without restriction to specific project.