The impact of Agricultural Insurance on Adoption of recommended Agronomic Practices of Cotton byFarmers in Gezira Scheme

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Ayoub, Nagwa Siddig Mohamed
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The main aims of the study were to examine the impact of agricultural insurance and assess its impact on the rate of adoption of the recommended cotton cultural practices by farmers in the irrigated scheme of Gezira. It is also intended to study the effect of the agricultural insurance on cotton productivity and net return. Finally, to assess the attitudes and behavior of the farmers towards cotton crop insurance. A form of multi- stratified random sampling technique was used to selecting the sample. Seventy-five farmers from each of the two Groups where crop insurance is applied (W. Shair and El.Huda) were selected. The total numbers of the sample was 150 farmers. Data were collected by personal interviews. Descriptive statistics, T. test, Chi-square, correlation, and scoring techniques are used for data analysis. The major findings of the study are: high rate: Time of first irrigation, Specific Kind, Dose, and Methods of urea fertilizer application, Irrigation after fertilizer application, Number of (Tagnats and Gadwals), Seed dressing application, and Insecticide application. -All farmers (insured and uninsured) adopted the following recommended practices at a lower rate: number of irrigations, irrigation intervals, time of thinning, number of pickings, and picking intervals. -All farmers (insured and uninsured) knew of the recommended time and methods of herbicide application, methods of insecticide application. -All farmers (insured and uninsured) lacked knowledge of the recommended, kind of seed dressing, kind and dose of herbicide application, kind, dose, and time of insecticide application. -Socio-economic characteristics of the farmers as farm size of cotton, Number of years of formal education, Family size, Membership in social organizations were found significantly and positively correlated with cotton cultural practices while Age groups and Years of experience in agriculture, were not correlated. -The cotton productivity and net return was highly and significantly dependent on agricultural insurance, in W.Shair and El. Huda Groups after and before insurance. -The cotton productivity and net return was highly and significantly dependent on agricultural insurance in W.Shair Group after and before insurance. -The cotton productivity and net return was not significantly dependent on agricultural insurance in El. Huda Group after and before insurance. -There were positive attitudes toward cotton crop insurance and willingness of the insured farmers to adopt cotton insurance in the next season. The main recommendations of the study are: -Serious emphasis should be given to encourage the farmers to adopt cotton cultural practices, to increase production and farmers\\\\\\\\\\\\\\\' return. -It is important to promote insurance awareness among farmers. -Agricultural insurance should be protecting farmers against risk to intensify to reduce their need for relief. -The insurance company is advised to reduce risk by providing support to the insured farmers to solve difficult problems related to irrigation, credit, input, and to provide services and continuing monitoring and evaluation of the program.
April 2006
Cotton,Gezira Scheme